Getting Free Money from the Government: Advice on Contracts, Loans, and Grants
If you look around, there are plenty of government-sponsored programs where the government.
These are programs that cover a variety of needs — health insurance for low-income families, senior citizens and single mothers.
There are even rehabilitation programs that came to be after major natural disasters.
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Here are 29 ways to get free money from the government.
Remember that security deposit you put up to get your utility going in the last apartment you were renting?
Did you ever get it back when you moved out of that apartment?
A lot of people forget about those.
There are many other instances like that where people are owed money but forget to claim it.
According to reports millions of dollars go unclaimed every single year.
This is a site made and maintained by the government just for the purpose of returning owed money to their rightful owners.
Everyday, tens of hundreds of companies go out of business for one reason or another.
Some get bought out by bigger companies.
Meanwhile, thousands of ex employees forget about their old pension plans they maintained through the now out of business company.
If you have ever worked for a company that went bust, you may be owed money.
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And you can find it easily through Pension Benefit Guarantee Corporation.
PBCG maintains a huge database that you can click here to see whether or not there is a pension plan that you were previously associated with that you forgot about.
All you have to do is check with the PBCG Pension Benefit Guarantee Corporation.
It could be about buying, selling or even repairing the homes.
The assistance does not end with expert opinions and advice, and they actually hand you real money for down payments and closing costs.
To get a fuller picture of the kind of help offered by HUD, go to HUD.
The good thing is that at the state level, there is this universal health insurance program for kids.
It will take care of most health-related expenses for kids, either in full or part.
Expense items like hospital stays, doctor visits, and prescription drugs are all covered.
The only caveat is that at least one of the parent needs to be working.
There is no string attached.
This is not a loan by the way.
You do not have to give it back.
All of these options can turn your home into a more energy efficient house.
On a broader scale, encouraging people in the US to be more energy efficient makes sense as well since it can help the country as a whole cut down on energy consumption.
Not to mention, the immense benefits of it as it relates to persevering more of the natural resources we have.
It is for this reason that the US Department of Energy has devised a plan called Weatherization Assistance Program.
It basically rewards homeowners for making energy efficient choices.
To lower your heating and cooling bills, the Weatherization Assistance Program provides funding to insulate and modernize your house to make it more energy-efficient.
If you cannot afford to make the necessary improvements yourself, WAP will list only available resources to turn your dreams into possibilities.
On top of that, you by making your home more energy efficient.
If you are a senior age 60 or older, there is a separate program for you called or TCE which has volunteers that help you with basic income tax return preparation.
They also answer questions related to your retirement and pension plans.
Unfortunately, this whole thing is very complicated for most of us.
Thankfully, The Federal Trade Commission FTC has a website that makes it relatvily easy to do jyust tat.
So if you have ever been scammed or even think you may have been a victim of fraudulent activities, make sure you file a complaint with the FTC.
All you have to do is visit their website link above and fill out a short form.
The Federal Housing Association also offers grants that can assist you with the down-payment on a home.
This is so useful, because many of us want to buy a home, but struggle to come up with the funds for the down-payment.
Check out to see what grants are available in your state.
The SBA has thousands of Development Centers across the country with professionals that will also help you with free advice and consulting on starting a small business.
Your refund will basically go unclaimed.
State Refund Checks: You are owed tax refunds at the state level.
You just need to provide the bond serial number.
Treasury will provide an electronic replacement of your bond.
The WHD database, which is part of the U.
Department of Labor, features details about workers who have money waiting to be claimed.
You can go to the U.
Department of Veterans Affairs website and do a search for unclaimed insurance funds.
The Treasury Department will exchange damaged and mutilated U.
So, you can turn your currently unusable cash, into shiny new money that you can spend or save!
Visit the site we linked to above to learn more about getting mutilated money replaced.
Get Free Cash for Food Unfortunately, many people struggle to feed their family.
If you are experiencing financial hardship, and are having a tough time with food costs, then you could get money from the government to help you out.
This program is available in both public and non-profit private schools, as well as in residential childcare institutions.
Paying for regular childcare can really put a dent in your income each month.
Fortunately, the government can help you out.
Each state offers income-based financial assistance for childcare bills.
Through the program, you can get help with energy costs, like home energy bills, energy crises, weatherization and energy-related minor home repairs.
You can view the eligibility criteria for it.
The Affordable Care Act gives subsidies for health insurance to families.
Essentially, when you buy coverage through Healthcare.
All you need to do to find out if you are owed a refund is search the HUD database.
The National Council on Aging has a handy tool called BenefitsCheckUp.
These programs help to pay for everything from food to medication.
Learn free government money and grants about the BenefitsCheckUp tool.
For example, the U.
Department of Veterans Affairs can help you if you need medical care.
Visit this page, and you can locate your closest VA facility where you can get assistance.
If you have student loan debt, then you could have it partially cancelled with student loan forgiveness.
You can do this through the Public Service Loan Free government money and grants Program.
To qualify, you must be employed by a government or not-for-profit organization, and have a loan backed by the federal government.
You need to make 120 qualifying monthly payments under a repayment plan, and the program forgives the remaining balance on your loan.
This means that it takes around 10 years to get a loan forgiven.
Every 12 months, federal law allows you to get a free copy of your report from each credit reporting company — so the major ones, like Equifax, Experian, and TransUnion.
This means that if you had money deposited in a bank that failed, then you could get it back!
All you need to do is visit the.
On there, you can learn more about failed banks and how to find unclaimed funds.
The National Credit Union Administration NCUA will pay you back the money you put into a credit union that failed.
You can search for unclaimed deposits on there.
The program is known as the Homeownership Preservation Foundation and it offers a free hotline that you can call to talk to specialists who will guide you through the process.
They even help you set up a plan that works with your current income level.
You can call the toll-free number at 888-995-HOPE.
You can free government money and grants visit 995HOPE.
Each state offers its own unemployment benefit programs.
This website is sponsored by the U.
Warning about free money scams The idea of getting free money from the government is so appealing that some people are willing to spend money to get it.
As you might have imagined, some people see this as for themselves by selling the dream of free money to interested people.
There are tons of books and programs by so called gurus that supposedly show you tons of ways to get free money out of U.
This guy has games online win money free convicted of larceny and credit card fraud in the early 1990s and sued by the FTC in 1998 for making false or misleading claims in his infomercials promoting his books.
There is no click that these people can tell you about.
You can find all the information you need about any kind of financial aid program that the government has put in place, without buying useless books.
You just learned about some of them through this post.
Also, please realize that the U.
Sure, there are programs that were put in place to help people in different situations by giving them grants and loans, like the ones I have mentioned above, but you have to prove you qualify for whatever grant or loan you are applying for.
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I do not even have a mortgage as high as these numbers.
Someone did come to our home and test the power, and leakage of air out this summer, but we have not heard anything back from BGE.
We would like to know if it is possible to to get a grant of some sort to re insulate our home.
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Thank you for your future response.
Hopefully, they will be able to help.
Not a good idea to leave contact info on an open site where anyone can pick them up and misuse.
I have past medical bills and need a new vehicle desperately.
Do you know of any place I can turn to?
Also, with private persons and businesses, please be careful not to get scammed.
If you can, stay away from those title loan places with outrageous interest rates.
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Material shared on this blog does not constitute financial advice nor click here it offered as such.
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The federal government does not offer grants or “free money” to individuals to start a business or cover personal expenses, contrary to what you might see online or in the media. Websites or other publications claiming to offer "free money from the government" are often scams. Report them to the.
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